La Capitale offers a one page, six question, Simplified Issue Critical Illness Plan. The policy pays out upon the diagnosis of one of six critical illnesses: stroke, coronary artery bypass surgery, heart attack, potentially fatal cancer and coma paralysis. It’s available in coverage face amounts of $10,000, $25,000 and $50,0000.

The plan has no medical tests and is available in three plan types:

1. A 10-year Term Renewable Fixed Policy. The premiums on this policy are guaranteed for the first ten years and increase every ten years thereafter.
2. A Term to age 75.

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