Empire Life’s Vital Link may be a CI policy to consider. Photo by Robby McKee

Empire Life’s Critical Illness policy is called Vital Link. The policy is very competitively priced at most age levels and face amounts.

The following are 10 features of the plan:

1. It’s available throughout Canada.

2. It’s available as a stand-alone policy, or as a rider on Empire’s life insurance plans.

3. It’s available for insured ages 18 to 65.

4. Face amounts can be anywhere from $25,000 to $2m.

5.

Read more…

La Capitale offers a one page, six question, Simplified Issue Critical Illness Plan. The policy pays out upon the diagnosis of one of six critical illnesses: stroke, coronary artery bypass surgery, heart attack, potentially fatal cancer and coma paralysis. It’s available in coverage face amounts of $10,000, $25,000 and $50,0000.

The plan has no medical tests and is available in three plan types:

1. A 10-year Term Renewable Fixed Policy. The premiums on this policy are guaranteed for the first ten years and increase every ten years thereafter.
2. A Term to age 75.

Read more…