Some special occasions call for a cigar. And that’s okay with some life insurance companies. Enhanced underwriting guidelines mean that even occasional cigar smokers can still get affordable life insurance.

Occasional cigar smokers can qualify for preferred plus life insurance quotes provided:

• They admit cigar usage on their application
• Their specimen is negative for nicotine
• They don’t smoke more than one cigar per month.

Underwriters will determine a cigar smoker’s term life insurance rate based on the information they collect during the underwriting process. To fi

Read more…