Life Insurance Planning Strategies

When considering the purchase of a life insurance policy it’s important to consider some very important options. Such as who is the beneficiary and what does that mean to my estate or tax ramifications. The article below does a great job of walking you through a couple of the issues.

clipped from www.dailyworld.com
Planning vital to insurance strategy
Life insurance can be a valuable tool for individuals and businesses. I

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The Perfect Gift may be Closer than You Think

At this introspective time of year, it’s worth reflecting that the joy of the holidays isn’t found in a shopping bag and the yuletide spirit isn’t limited to a single day on the calendar.

The perfect gift is one where you give of yourself to others, either in the form of your creativity -— a hand-crafted gift like a tin can pencil holder or a hand-painted paperweight — or your time — the preparation of a home cooked meal, a nature walk in the woods,  or a chess or photography lesson.

As written in A Christmas Digest, “The dictionary defines a gift as simply, ‘a thing given.’ It says nothing about cost  — only the condition of the heart. One person giving to

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25 Days of Free Christmas Music

Every day through Christmas, Amazon.com is unveiling a new holiday song available to download free for a limited time.

If there’s a new MP3 player on your shopping list, here’s a way to add the gift of music with holiday favorites from an international lineup of recording artists, from Tori Amos to Lady Gaga.

Happy Holidays from our family to yours…from Efinancial!