Online checking accounts provide a great degree of flexibility when compared to their traditional counterparts. No longer are you limited to banking hours, or paying for the infrastructure that is inherently involved when dealing with a storefront bank. The world is clearly moving towards online banking, and though traditional buildings may never be completely eliminated, your flexibility will pay dividends that you may not have seen previously.

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With all the new, high-tech safety features touted by automakers, youd think we could stop worrying about traffic accidents.

But a new report from the Highway Loss Data Institute (HLDI) shows why we cant let down our guard.

Although new technology reduces the odds of crashing and getting hurt in an accident, it takes at least 30 years for a safety feature introduced on a luxury vehicle to trickle down to lower-cost vehicles on the road, institute researchers found.

Take air bags, for instance.

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In American States Insurance Co. v. Koloms, 177 Ill. 2d 473, 489 (1997), the Illinois Supreme Court determined that the pollution exclusion only applies to  injuries caused by “traditional environmental pollution.”  If the emissions released by the insured are under a permit issued by the Illinois Protection Agency, are they still “pollutants”? Even if “pollutants,” can it be argued that such emissions are not “traditional environmental pollution?”  The outcome might depend on whether the action is pending in state or federal court.

Yesterday, the Seventh Circuit held the pollution exclusion precluded coverage for claims  against a municipality that had supplied contaminated water (containing perc) to its residents, notwithstanding the insured’s argument that the amount of perc in the water supply was below the maximum level permitted by environmental regulations. The Court in Scottsda

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Online mortgages are becoming much more common, especially for first time homeowner mortgages. There are several reasons why it is becoming much more advantageous for potential homeowners to find their financing online.

First of all, there is the overall move of many business transactions to the web. Just as retail purchases and social connections have moved online, mortgages have also become a product that you can find from your home, in front of your computer.

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