Immediately after an accident takes place, you’re likely feeling frazzled, flustered, and more than a little frustrated. In all the ensuing chaos, remembering the proper protocol for what you should and shouldn’t do is not the easiest task. But keeping yourself collected and focused could end up making or breaking the legal and insurance ramifications of your accident. Between when the accident occurs and when you file your insurance claim, there are a number of things you need to do to ensure the process goes as smoothly and successfully as possible.

A breakdown of what you should do after an auto accident follows:

1. Stop in a safe place. By law, you need to stop as quickly as safety permits once an accident occurs.

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BBR Staff Writer

Australian Personal Insurance Provider, Swann Insurance has selected Birst to optimize value of distributor relationships with fast, easy access to detailed sales reports.

With Birst, Swann will be able to reduce time spent generating monthly sales reports by 120 hours per month and improve overall business results.

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Contrary to its name, the pet health condition known as ringworm is not actually caused by a worm at all, but by a fungus that can infect the hair, skin or nails. It is the most common contagious skin infection in cats. Also known as dermatophytosis, ringworm often spreads to other pets in the household, and can spread to humans too.

Cats may become infected with ringworm either by direct contact with fungal spores of an infected animal, or by exposure to a contaminated environment or contaminated objects such as grooming tools, clippers or bedding.

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To understand why vehicle age so strongly correlates with car insurance premiums, you need only look at the retail values of identical vehicles from different model years. For example, a 1999 Toyota Camry has a suggested retail value of about $3,500; a 2006 Toyota Camry, about $10,000; and a 2012 Toyota Camry, about $25,000. Based on these retail prices, it’s easy to see that the later-model vehicles would cost significantly more to repair or replace in the event of an accident. For this reason, new car insurance policies tend to have substantially higher premiums than old car insurance coverage. Generally speaking, the later the model year, the more you’ll pay.

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