I received an advertisement email yesterday offering Instant Term Life Insurance Quotes. Being that our company, Lifeinsure.com, is in the business of marketing and selling life insurance online, I thought Id take a look at how one of our competitors was doing it.

I clicked the link on the email that said Get Instant Quote and was sent into the companys website, where it boldly states that Rates are Ready for you Right Away with no Wait. I enter my zip code, as requested, and away we go.

I am greeted by a typical web form, asking me how much life insurance I want, for what term, date of birth, height and weight, tobacco use and gender information that is needed in order to provide a life insurance quote.

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Contrary to its name, the pet health condition known as ringworm is not actually caused by a worm at all, but by a fungus that can infect the hair, skin or nails. It is the most common contagious skin infection in cats. Also known as dermatophytosis, ringworm often spreads to other pets in the household, and can spread to humans too.

Cats may become infected with ringworm either by direct contact with fungal spores of an infected animal, or by exposure to a contaminated environment or contaminated objects such as grooming tools, clippers or bedding.

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In Brown v. Kelton,  2011 Ark. 93 (Mar. 3, 2011),  the Supreme Court of Arkansas affirmed an order disqualifying a staff attorney employed by Farmers Insurance Exchange (“FIE”) from representing two defendants who were insured by an insurance company that was reinsured by FIE. The two defendants were sued following an automobile accident.   The defense attorney representing the defendants filed a motion for substitution of counsel, seeking to substitute in Stephen Brown, an attorney employed by FIE. Both defendants consented to the substitution.   The claimant’s counsel filed a motion to disqualify Brown. The circuit court found that Brown’s representation of the two defendants would have constituted the unauthorized practice of law by FIE pursuant to Ark. Code Ann. § 16

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My car insurance renewed automatically at the end of November. It was with Lloyds TSB the previous year, and I had been told via letters that they were changing to a company called BISL. I could not believe it when my December direct debit came out of my account and, compared to the £40 I’d been paying, it had shot up to a whopping £230.

I called BISL today and yes, apparently my premium has jumped to more than £2,500. I had been sent no correspondence about the change in my premium and was given no chance to refuse such a hefty price. I

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